Process- vs. Product-Oriented Worked Examples: Effects on Knowledge Transfer and Cognitive Load in Financial Literacy Learning . Journal of Teaching Innovation and Reform, [S. l.], v. 2, p. 11–19, 2026. DOI: 10.65638/2978-5634.2026.02.02. Disponível em: https://jtirjournal.com/index.php/jtir/article/view/22. Acesso em: 8 jun. 2026.